Editing How to Avoid a Bank Inactivity Fee



If you want to avoid a bank inactivity fee, there are several steps you can take:

1. Keep track of your account activity: Be aware of the terms and conditions of your bank account. Find out what the bank's inactivity fee is and how often it's charged. Keep an eye on your account to ensure that you're meeting the minimum activity requirements to avoid the fee.

2. Set up automatic transactions: If you're concerned about inactivity fees, set up automatic transactions to keep your account active. This could be a regular transfer of funds from another account or a recurring bill payment.

3. Use your debit card: Use your debit card to make purchases or withdraw cash from an ATM. Even small transactions can help keep your account active.

4. Consider consolidating your accounts: If you have multiple bank accounts, consider consolidating them into one. This can help you keep track of your transactions and make it easier to meet the activity requirements for each account.

5. Close the account: If you're not using the account and don't want to pay the inactivity fee, consider closing the account. Make sure to withdraw any remaining funds and double-check that there are no outstanding fees or charges before closing the account.

By following these steps, you can avoid inactivity fees and keep your bank account active without any additional costs.