Editing Openai/69557275-0da8-8004-a03a-8eb02e10a61f (section)

===== II. AI as Financial Bloodhound =====

At first, it’s a DIY trick: export statements, paste them into a prompt, ask: “Where am I getting nickeled-and-dimed?”

Then it becomes a habit.

Then your AI starts pinging you like a calm auditor:

: “Found 3 charges that violate the vendor’s own terms.
: Estimated recovery: $142. Want me to pursue?”

Later still, it’s not just reading statements.

It’s reading every “your rate is increasing” email, every medical bill, every explanation of benefits—and it starts demanding a new primitive from institutions:

“Give me a machine-readable bill. My AI needs to talk to it.”