Editing Openai/68543586-b3fc-8004-86a9-b3760b4894b0 (section)

=== Assistant: Yes — in Chapter 7 bankruptcy, the debtor company is legally required to list all debts and creditors in its bankruptcy… ===
Yes — in Chapter 7 bankruptcy, the debtor company is legally required to list ''all'' debts and creditors in its bankruptcy filings. This is not optional.

Here’s a breakdown of that obligation and what it means in your case:

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The debtor must file:
* Schedule E/F – which lists all secured and unsecured creditors the company owes money to.
* It includes: - Names - Addresses - Amounts owed - Type of debt (e.g., commissions, services, loans) - Whether the debt is disputed, contingent, or unliquidated

===== - The company must also submit a mailing list (matrix) with all creditor contact info so that notices (like proof of claim deadlines) are sent. =====
* Creditors listed here will be formally notified by the bankruptcy court.

===== This requires disclosure of: =====
* Recent payments to creditors
* Transfers to insiders
* Income from the last two years
* Pending lawsuits
* Business ownership and affiliations

==== If the debtor intentionally leaves out creditors or debts, it can have major consequences: ====

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# Pull the Schedules E/F from PACER or request them through the court clerk.
# Search for: - Your name - Others in the commission program - Any generic label like “Independent Contractors” or “Affiliate Program”

===== If the company failed to include large groups of known creditors (like 3,000 people owed $2M): =====
* This is a material misrepresentation that the trustee and court should be alerted to immediately.
* You can file a letter or declaration with the court saying: - You were omitted - You’re a creditor - The debtor was aware of your existence (through dashboards, contracts, etc.)

===== Even if you were not originally listed, you can: =====
* File a Proof of Claim once (or if) the trustee opens a claims period
* File a notice of appearance or letter to the trustee asserting your creditor status

==== I can help: ====
* Review Schedule E/F and SOFA from the case
* Cross-check whether the group of unpaid commission earners was listed
* Draft a notice or complaint to the trustee or court if people were left out

Would you like me to pull and review those specific filings from the court site for this case?