Editing Openai/68fe5eb0-d380-800a-901e-85447e04e2e0 (section)

==== Beyond coverage limits, massage insurers differ in cost, membership requirements, and additional benefits. The table below compares annual premiums (for professionals and students), availability of continuing education (CE) resources, and other member perks or notable limitations: ====

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Notes: “Annual Cost” above is for one professional with base coverage; many providers offer monthly payment plans (e.g. ABMP Certified $20/moseven.abmp.com<ref>{{cite web|title=seven.abmp.com|url=https://seven.abmp.com/application-faqs#:~:text=Is%20ABMP%20Certified%20membership%20worth,the%20price%20difference|publisher=seven.abmp.com|access-date=2025-11-14}}</ref>, AMTA $20/momblexguide.com<ref>{{cite web|title=mblexguide.com|url=https://mblexguide.com/massage-liability-insurance-comparison/#:~:text=Offer%20Monthly%20Payments%20Yes%2C%20%2420%2Fmonth,2%20Million%20Per|publisher=mblexguide.com|access-date=2025-11-14}}</ref>, NACAMS ~$14.92/monacams.org<ref>{{cite web|title=nacams.org|url=https://nacams.org/massage-insurance/#:~:text=Built%20on%2025%20years%20of,92%2Fmonth%20paid%20annually|publisher=nacams.org|access-date=2025-11-14}}</ref>, BBI $9.99/moinsurebodywork.com<ref>{{cite web|title=insurebodywork.com|url=https://www.insurebodywork.com/massage-therapy-insurance-cost#:~:text=Beauty%20%26%20Bodywork%20Insurance%20,rated%20carrier|publisher=insurebodywork.com|access-date=2025-11-14}}</ref>). Student rates typically require current enrollment in a massage program (e.g. AMTA is free for 500+ hour studentsmassagemag.com<ref>{{cite web|title=massagemag.com|url=https://www.massagemag.com/massage-insurance-comparison-guide/#:~:text=,and%20Vision%20coverage%20access%20included|publisher=massagemag.com|access-date=2025-11-14}}</ref>, ABMP $15mblexguide.com<ref>{{cite web|title=mblexguide.com|url=https://mblexguide.com/massage-liability-insurance-comparison/#:~:text=Massage%20Student%20Insurance%2415%2Fyear%2440%2Fyear%20Free%20for,year%20policy%20ends.N%2FA|publisher=mblexguide.com|access-date=2025-11-14}}</ref>, etc.) and generally provide full coverage for school-sanctioned practice. After graduation, most student policies end or require upgrade.

Additional benefits vary by organization. Full professional associations (like AMTA and ABMP) charge higher dues but offer broader member services – lobbying, networking, job boards, magazines, and sometimes health insurance access or life insurance options. Pure insurance programs (like BBI, InsureLMT, NACAMS, AMC) tend to focus on providing insurance at lower cost with few frills.